This institution is no longer active

Operations ceased on April 30, 1999. CRA examination history below reflects the period it was active.

THE HERITAGE BANK OF HARRISON COUNTY, INC.

CLARKSBURG, WV · Supervised by FDIC

Est. 1996FDIC #34,205RSSD: FDIC-34205

Part ofWESBANCO INC→ View all charters

Satisfactory

Current rating · Exam: September 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.00%

Institution Profile

FDIC BankFind

Address

Heritage Square On Main Street, CLARKSBURG, WV

County

Harrison County

Established

July 15, 1996

Total Assets

$34M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1997

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1999Call Report / FDIC

Total Assets

$34M

Total Deposits

$30M

Net Loans

$24M

Net Income

—

ROA

0.00%

ROE

0.00%

Risk-Based Capital

16.09%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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