Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$120M
Total Deposits
$114M
Net Loans
$51M
Net Income
$402K
ROA
1.38%
Above avg for Small banks. Peer avg: 0.44%
ROE
25.76%
Risk-Based Capital
17.62%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 40 | 70% | 10.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
Last 12 Months
0
Since 2018
3
all complaints on record
Monetary Relief
0%
% of complaints where company provided monetary relief
Untimely Response
100%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Small Bank |
| Jul 2019 | Satisfactory | Small Bank |
| Aug 2013 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1993
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Total Branches
3
Branch Deposits
$106M
1-Year Change
0
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