Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$212M
Total Deposits
$184M
Net Loans
$104M
Net Income
$669K
ROA
1.29%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.78%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 80 | 82.5% | 17.50% |
| 2023 | 94 | 85.11% | 14.89% |
| 2019 | 105 | 95.24% | 4.76% |
| 2018 | 103 | 97.09% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2023 | Outstanding | Small Bank |
| Nov 2017 | Outstanding | Small Bank |
| Feb 2010 | Outstanding | Small Bank |
4 previous ratings locked — back to 1993
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Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$171M
1-Year Change
0
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