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This institution is no longer active

Operations ceased on December 6, 2001. CRA examination history below reflects the period it was active.

THE FARMERS AND MERCHANTS BANK

PRAIRIE GROVE, AR · Supervised by FDIC

Est. 1904FDIC #8,736RSSD: FDIC-8736
Part ofARVEST BANK GROUP INC→ View all charters
Satisfactory Same

Current rating · Exam: December 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.64%

Institution Profile

FDIC BankFind

Address

102 East Buchanan Street, PRAIRIE GROVE, AR

County

Washington County

Established

January 1, 1904

Total Assets

$118M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2001Call Report / FDIC

Total Assets

$118M

Total Deposits

$106M

Net Loans

$80M

Net Income

$1M

ROA

1.64%

ROE

23.33%

Risk-Based Capital

12.60%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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