This institution is no longer active

Operations ceased on May 12, 2000. CRA examination history below reflects the period it was active.

THE FAMILY MUTUAL SAVINGS BANK

HAVERHILL, MA · Supervised by FDIC

Est. 1828FDIC #90,209RSSD: FDIC-90209

Part ofBANKNORTH GROUP INC→ View all charters

Satisfactory Same

Current rating · Exam: January 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.82%

Institution Profile

FDIC BankFind

Address

153 Merrimack Street, HAVERHILL, MA

County

Essex County

Established

February 28, 1828

Total Assets

$4.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2000Call Report / FDIC

Total Assets

$4.5B

Total Deposits

$2.5B

Net Loans

$2.3B

Net Income

$9M

ROA

0.82%

ROE

14.93%

Risk-Based Capital

10.66%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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