Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$327M
Total Deposits
$296M
Net Loans
$285M
Net Income
$369K
ROA
0.45%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.11%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 304 | 81.58% | 4.93% |
| 2023 | 284 | 78.87% | 8.80% |
| 2022 | 502 | 79.28% | 5.98% |
| 2021 | 1,739 | 84.3% | 3.22% |
| 2020 | 2,361 | 83.14% | 4.15% |
| 2019 | 1,192 | 83.98% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2023 | Satisfactory | Small Bank |
| Feb 2020 | Satisfactory | Small Bank |
| Feb 2017 | Satisfactory | Small Bank |
8 previous ratings locked — back to 1994
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Total Branches
6
Branch Deposits
$291M
1-Year Change
0
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| 3.78% |
| 2018 | 734 | 82.02% | 4.77% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red