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This institution is no longer active

Operations ceased on July 30, 2010. CRA examination history below reflects the period it was active.

THE COWLITZ BANK

LONGVIEW, WA · Supervised by FDIC

Est. 1978FDIC #22,643RSSD: FDIC-22643
Part ofCOWLITZ BCORP→ View all charters
Satisfactory Same

Current rating · Exam: March 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -5.53%

Institution Profile

FDIC BankFind

Address

927 Commerce Avenue, LONGVIEW, WA

County

Cowlitz County

Established

May 1, 1978

Total Assets

$489M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 2, 2009

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2010Call Report / FDIC

Total Assets

$489M

Total Deposits

$475M

Net Loans

$299M

Net Income

$-14,462K

ROA

-5.53%

ROE

-189.99%

Risk-Based Capital

3.74%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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