This institution is no longer active

Operations ceased on March 10, 1995. CRA examination history below reflects the period it was active.

THE COTTON EXCHANGE BANK

KENNETT, MO · Supervised by FDIC

Est. 1900FDIC #12,467RSSD: FDIC-12467

Part ofCOTTON EXCHANGE BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: December 1993

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.59%

Institution Profile

FDIC BankFind

Address

301 First Street, KENNETT, MO

County

Dunklin County

Established

October 1, 1900

Total Assets

$65M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$65M

Total Deposits

$58M

Net Loans

$41M

Net Income

$375K

ROA

0.59%

ROE

5.93%

Risk-Based Capital

17.85%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/75a890c6-ee7f-4477-a6da-55e73cb0ed09"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: