Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$543M
Total Deposits
$460M
Net Loans
$449M
Net Income
$161K
ROA
0.12%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.34%
Risk-Based Capital
14.31%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 109 | 85.32% | 3.67% |
| 2022 | 233 | 84.55% | 3.86% |
| 2021 | 298 | 86.91% | 2.01% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Intermediate Small Bank |
| Apr 2020 | Satisfactory | Intermediate Small Bank |
| Aug 2017 | Satisfactory | Small Bank |
8 previous ratings locked — back to 1992
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Total Branches
4
Branch Deposits
$452M
1-Year Change
0
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