This institution is no longer active

Operations ceased on February 12, 1993. CRA examination history below reflects the period it was active.

THE CITIZENS' STATE BANK OF GRANBY

GRANBY, MO · Supervised by FDIC

Est. 1946FDIC #16,482RSSD: FDIC-16482

Part ofGRANBY BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: October 1991

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.62%

Institution Profile

FDIC BankFind

Address

Main Street, GRANBY, MO

County

Newton County

Established

July 1, 1946

Total Assets

$13M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 6, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1992Call Report / FDIC

Total Assets

$13M

Total Deposits

$11M

Net Loans

$4M

Net Income

$204K

ROA

1.62%

ROE

20.14%

Risk-Based Capital

27.06%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/b7721f7e-4394-4a16-8b38-4862fe9bb88e"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: