Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$542M
Total Deposits
$410M
Net Loans
$144M
Net Income
$507K
ROA
0.38%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.60%
Risk-Based Capital
89.30%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 2,382 | 62.85% | 20.19% |
| 2023 | 2,374 | 65.63% | 18.58% |
| 2022 | 2,485 | 65.92% | 18.15% |
| 2021 | 2,563 | 62.93% | 18.57% |
| 2020 | 2,875 | 58.54% | 18.68% |
| 2019 | 2,488 | 58.6% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2024 | Needs to Improve | Intermediate Small Bank |
| Nov 2022 | Needs to Improve | Intermediate Small Bank |
| Oct 2019 | Satisfactory | Intermediate Small Bank |
11 previous ratings locked — back to 1993
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
8
Branch Deposits
$440M
1-Year Change
0
5-year net change: -4 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/the-berkshire-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 22.91% |
| 2018 | 2,314 | 58.95% | 23.55% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red