This institution is no longer active
Operations ceased on January 1, 2009. CRA examination history below reflects the period it was active.
SPRINGFIELD, MA · Supervised by FDIC
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$912M
Total Deposits
$529M
Net Loans
$766M
Net Income
$9M
ROA
0.98%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.95%
Risk-Based Capital
11.67%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2006 | Outstanding | Intermediate Small Bank |
| Nov 2003 | Outstanding | Large Bank |
| Feb 2001 | Outstanding | Large Bank |
3 previous ratings locked — back to 1994
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Established
Total Assets