This institution is no longer active

Operations ceased on March 15, 1994. CRA examination history below reflects the period it was active.

THE BANK OF WADESTOWN

FAIRVIEW, WV · Supervised by FDIC

Est. 1905FDIC #9,029RSSD: FDIC-9029

Part ofMOUNTAINEER BANKSHARES W VA→ View all charters

Needs to Improve

Current rating · Exam: March 1994

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 1.28%

Institution Profile

FDIC BankFind

Address

Main Street, FAIRVIEW, WV

County

Marion County

Established

October 6, 1905

Total Assets

$22M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

March 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1993Call Report / FDIC

Total Assets

$22M

Total Deposits

$20M

Net Loans

$7M

Net Income

$289K

ROA

1.28%

ROE

13.57%

Risk-Based Capital

28.31%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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