This institution is no longer active

Operations ceased on November 30, 1993. CRA examination history below reflects the period it was active.

THE BANK OF ST. JOSEPH

ST. JOSEPH, MO · Supervised by FDIC

Est. 1904FDIC #11,011RSSD: FDIC-11011

Part ofINTERNATIONAL BANCSHARES INC→ View all charters

Needs to Improve

Current rating · Exam: December 1992

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -2.40%

Institution Profile

FDIC BankFind

Address

Sixth And Edmond Streets, ST. JOSEPH, MO

County

Buchanan County

Established

July 26, 1904

Total Assets

$135M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

December 19, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1993Call Report / FDIC

Total Assets

$135M

Total Deposits

$130M

Net Loans

$101M

Net Income

$-2,636K

ROA

-2.40%

ROE

-62.07%

Risk-Based Capital

4.73%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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