Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$562M
Total Deposits
$488M
Net Loans
$358M
Net Income
$2M
ROA
1.45%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.85%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 142 | 89.44% | 0.00% |
| 2023 | 133 | 87.97% | 1.50% |
| 2022 | 227 | 90.75% | 2.20% |
| 2021 | 546 | 91.94% | 0.92% |
| 2020 | 664 | 90.81% | 0.75% |
| 2019 | 309 | 83.82% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Intermediate Small Bank |
| Sep 2020 | Satisfactory | Intermediate Small Bank |
| Nov 2017 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1993
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Total Branches
6
Branch Deposits
$509M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 216 | 83.8% | 1.39% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red