Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$995M
Total Deposits
$924M
Net Loans
$644M
Net Income
$4M
ROA
1.77%
Above avg for Small banks. Peer avg: 0.44%
ROE
25.81%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 369 | 76.69% | 5.15% |
| 2023 | 291 | 82.13% | 4.81% |
| 2022 | 346 | 77.46% | 7.23% |
| 2021 | 538 | 81.41% | 9.85% |
| 2020 | 625 | 75.2% | 8.64% |
| 2019 | 354 | 77.4% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2023 | Satisfactory | Intermediate Small Bank |
| Jul 2020 | Satisfactory | Intermediate Small Bank |
| Sep 2017 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1991
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Total Branches
5
Branch Deposits
$836M
1-Year Change
0
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Preview:
| 2018 | 279 | 81.72% | 9.32% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red