🏦Bank Scorer

This institution is no longer active

Operations ceased on September 1, 2000. CRA examination history below reflects the period it was active.

THE BANK OF NORTH ARKANSAS

MELBOURNE, AR · Supervised by FDIC

Est. 1896FDIC #1,530RSSD: FDIC-1530
Part ofFIRST UNITED BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: June 1998

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.63%

Institution Profile

FDIC BankFind

Address

Main And Spring Streets, MELBOURNE, AR

County

Izard County

Established

July 29, 1896

Total Assets

$84M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1998

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2000Call Report / FDIC

Total Assets

$84M

Total Deposits

$74M

Net Loans

$65M

Net Income

$680K

ROA

1.63%

ROE

19.46%

Risk-Based Capital

14.21%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1990

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/ccde772a-819a-46a1-a657-df7e8d7dc0ea"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: