This institution is no longer active

Operations ceased on November 16, 1992. CRA examination history below reflects the period it was active.

THE BANK OF MASSACHUSETTS, INC. D/B/A/ CENTURY BANK/SUFFOLK

CHELSEA, MA · Supervised by FDIC

Est. 1976FDIC #22,477RSSD: FDIC-22477

Part ofCENTURY BCORP INC→ View all charters

Satisfactory

Current rating · Exam: January 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.34%

Institution Profile

FDIC BankFind

Address

460 Broadway, CHELSEA, MA

County

Suffolk County

Established

November 12, 1976

Total Assets

$78M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 11, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1992Call Report / FDIC

Total Assets

$78M

Total Deposits

$73M

Net Loans

$55M

Net Income

$-768K

ROA

-1.34%

ROE

-22.07%

Risk-Based Capital

8.15%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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