This institution is no longer active
Operations ceased on April 29, 2006. CRA examination history below reflects the period it was active.
HEATH SPRINGS, SC · Supervised by FDIC
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$20M
Total Deposits
$14M
Net Loans
$5M
Net Income
$113K
ROA
2.26%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.05%
Risk-Based Capital
71.45%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2003 | Satisfactory | Small Bank |
| Feb 1999 | Satisfactory | Small Bank |
| Aug 1995 | Satisfactory | Not Reported |
2 previous ratings locked — back to 1990
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Established
Total Assets