🏦Bank Scorer

THE BANK OF GREENE COUNTY

CATSKILL, NY · Supervised by FDIC

Est. 1974FDIC #21,591RSSD: FDIC-21591
Part ofGREENE COUNTY BCORP MHC→ View all charters
Outstanding Same

Current rating · Exam: August 2004

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.37%

Institution Profile

FDIC BankFind

Address

425 Main St, CATSKILL, NY

County

Greene County

Established

May 18, 1974

Total Assets

$3.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 2004

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$3.2B

Total Deposits

$2.8B

Net Loans

$1.7B

Net Income

$11M

ROA

1.37%

ROE

15.15%

Risk-Based Capital

16.98%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate17.15%Peer avg: 9.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

19

Branch Deposits

$2.7B

1-Year Change

0

5-year net change: +2 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202434467.15%17.15%
202334965.33%18.34%
202258277.49%9.79%
202163773.16%13.03%
202066375.57%9.95%
201948174.43%10.40%
201854773.86%7.50%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

4 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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