This institution is no longer active

Operations ceased on July 12, 1993. CRA examination history below reflects the period it was active.

THE BANK OF CROSS LANES

CROSS LANES, WV · Supervised by FDIC

Est. 1972FDIC #20,739RSSD: FDIC-20739

Part ofCITY HOLDING CO→ View all charters

Satisfactory

Current rating · Exam: March 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.04%

Institution Profile

FDIC BankFind

Address

308 Goff Mountain Road, CROSS LANES, WV

County

Kanawha County

Established

July 5, 1972

Total Assets

$45M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1993Call Report / FDIC

Total Assets

$45M

Total Deposits

$41M

Net Loans

$36M

Net Income

$455K

ROA

2.04%

ROE

28.09%

Risk-Based Capital

10.97%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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