🏦Bank Scorer

THE BANK OF CANTON

CANTON, MA · Supervised by FDIC

Est. 1835FDIC #90,175RSSD: FDIC-90175
Part ofPONKAPOAG BCORP MHC→ View all charters
Satisfactory Same

Current rating · Exam: December 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.13%

Institution Profile

FDIC BankFind

Address

490 Turnpike St, CANTON, MA

County

Norfolk County

Established

March 4, 1835

Total Assets

$793M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2023

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Dec 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$793M

Total Deposits

$674M

Net Loans

$533M

Net Income

$256K

ROA

0.13%

ROE

0.92%

Risk-Based Capital

23.79%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate12.69%Peer avg: 7.63%▼ Below avg

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Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$637M

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202439469.04%12.69%
202326968.77%11.52%
202240678.33%7.64%
202196581.97%5.49%
20201,35775.53%5.23%
201973277.19%6.83%
201861672.73%7.47%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

11 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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