This institution is no longer active
Operations ceased on March 5, 2004. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$70M
Total Deposits
$52M
Net Loans
$38M
Net Income
$981K
ROA
1.42%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.43%
Risk-Based Capital
17.43%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 141 | 63.12% | 18.44% |
| 2020 | 354 | 76.27% | 7.06% |
| 2019 | 170 | 65.29% | 11.76% |
| 2018 | 203 | 80.79% | 8.87% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 1998 | Outstanding | Small Bank |
| Apr 1995 | Satisfactory | Not Reported |
| Nov 1992 | Outstanding | Not Reported |
Exam dates and details are paywalled
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Address
County
Established
Total Assets