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This institution is no longer active

Operations ceased on September 10, 1999. CRA examination history below reflects the period it was active.

THE ARKANSAS BANK

WALNUT RIDGE, AR · Supervised by FDIC

Est. 1901FDIC #11,251RSSD: FDIC-11251
Part ofREGIONS FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: December 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.38%

Institution Profile

FDIC BankFind

Address

212 West Walnut Street, WALNUT RIDGE, AR

County

Lawrence County

Established

March 23, 1901

Total Assets

$64M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1999Call Report / FDIC

Total Assets

$64M

Total Deposits

$57M

Net Loans

$44M

Net Income

$457K

ROA

1.38%

ROE

15.24%

Risk-Based Capital

14.80%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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