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This institution is no longer active

Operations ceased on June 12, 2021. CRA examination history below reflects the period it was active.

SUNSET BANK & SAVINGS

WAUKESHA, WI · Supervised by FDIC

Est. 1999FDIC #35,043RSSD: FDIC-35043
Part ofWAUKESHA BANKSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: May 2018

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.08%

Institution Profile

FDIC BankFind

Address

521 West Sunset Drive, WAUKESHA, WI

County

Waukesha County

Established

August 16, 1999

Total Assets

$140M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2018

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2021Call Report / FDIC

Total Assets

$140M

Total Deposits

$123M

Net Loans

$86M

Net Income

$-27K

ROA

-0.08%

ROE

-0.67%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate2.08%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202119295.83%2.08%
202043594.71%2.76%
201918991.53%3.17%
201814488.89%4.86%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2001

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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