This institution is no longer active
Operations ceased on October 7, 2011. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$351M
Total Deposits
$281M
Net Loans
$221M
Net Income
$-14,373K
ROA
-5.26%
Below avg for Small banks. Peer avg: 0.44%
ROE
-150.29%
Risk-Based Capital
4.07%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2010 | Needs to Improve | Intermediate Small Bank |
| Dec 2008 | Needs to Improve | Intermediate Small Bank |
| Mar 2007 | Satisfactory | Intermediate Small Bank |
5 previous ratings locked — back to 1992
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Address
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Established
Total Assets