This institution is no longer active
Operations ceased on May 3, 2024. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$4.6B
Total Deposits
$3.8B
Net Loans
$3.6B
Net Income
$18M
ROA
1.58%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.61%
Risk-Based Capital
13.27%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 293 | 73.04% | 11.60% |
| 2023 | 892 | 69.73% | 12.56% |
| 2022 | 1,199 | 73.56% | 11.51% |
| 2021 | 1,686 | 77.7% | 7.89% |
| 2020 | 1,503 | 72.39% | 9.71% |
| 2019 | 1,103 | 66.64% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2022 | Satisfactory | Large Bank |
| Mar 2020 | Satisfactory | Large Bank |
| Jul 2017 | Satisfactory | Large Bank |
5 previous ratings locked — back to 1997
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Preview:
Address
County
Established
Total Assets
| 13.69% |
| 2018 | 1,035 | 68.31% | 12.85% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red