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This institution is no longer active

Operations ceased on May 17, 2014. CRA examination history below reflects the period it was active.

SUMMIT BANK

ARKADELPHIA, AR · Supervised by FDIC

Est. 1997FDIC #34,433RSSD: FDIC-34433
Part ofSUMMIT BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: August 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.15%

Institution Profile

FDIC BankFind

Address

409 Main Street, ARKADELPHIA, AR

County

Clark County

Established

January 21, 1997

Total Assets

$1.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 2, 2010

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2014Call Report / FDIC

Total Assets

$1.2B

Total Deposits

$987M

Net Loans

$739M

Net Income

$3M

ROA

1.15%

ROE

10.07%

Risk-Based Capital

18.05%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1999

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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