Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$134M
Total Deposits
$116M
Net Loans
$109M
Net Income
$228K
ROA
0.68%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.34%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 33 | 51.52% | 18.18% |
| 2023 | 26 | 65.38% | 19.23% |
| 2022 | 32 | 78.13% | 6.25% |
| 2021 | 108 | 77.78% | 9.26% |
| 2020 | 139 | 85.61% | 8.63% |
| 2019 | 61 | 93.44% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2012 | Satisfactory | Small Bank |
| Oct 2007 | Satisfactory | Small Bank |
| Jul 2002 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1993
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Total Branches
1
Branch Deposits
$116M
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 89 | 79.78% | 11.24% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red