Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$903M
Total Deposits
$750M
Net Loans
$716M
Net Income
$1M
ROA
0.50%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.46%
Risk-Based Capital
13.59%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 92 | 65.22% | 17.39% |
| 2023 | 187 | 69.52% | 9.09% |
| 2022 | 144 | 79.17% | 6.25% |
| 2021 | 257 | 82.49% | 7.78% |
| 2020 | 654 | 85.47% | 7.19% |
| 2019 | 361 | 77.29% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2026 | Satisfactory | Intermediate Small Bank |
| Dec 2022 | Satisfactory | Intermediate Small Bank |
| Jun 2019 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1990
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Total Branches
2
Branch Deposits
$716M
1-Year Change
0
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Preview:
| 2018 | 250 | 77.6% | 10.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red