Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$895M
Total Deposits
$715M
Net Loans
$687M
Net Income
$4M
ROA
1.86%
Above avg for Small banks. Peer avg: 0.44%
ROE
23.09%
Risk-Based Capital
11.87%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 102 | 98.04% | 1.96% |
| 2023 | 106 | 98.11% | 1.89% |
| 2022 | 196 | 98.47% | 1.53% |
| 2019 | 68 | 98.53% | 1.47% |
| 2018 | 58 | 94.83% | 5.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
This is the only examination on record for this bank.
Total Branches
6
Branch Deposits
$691M
1-Year Change
-1
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