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This institution is no longer active

Operations ceased on April 18, 2014. CRA examination history below reflects the period it was active.

STERLING SAVINGS BANK

SPOKANE, WA · Supervised by FDIC

Est. 1981FDIC #32,158RSSD: FDIC-32158
Part ofSTERLING FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: May 2012

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.56%

Institution Profile

FDIC BankFind

Address

111 N. Wall Street, SPOKANE, WA

County

Spokane County

Established

January 1, 1981

Total Assets

$10.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2012

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2014Call Report / FDIC

Total Assets

$10.2B

Total Deposits

$7.1B

Net Loans

$7.5B

Net Income

$14M

ROA

0.56%

ROE

4.08%

Risk-Based Capital

15.66%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2008

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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