This institution is no longer active
Operations ceased on February 1, 2022. CRA examination history below reflects the period it was active.
PEARL RIVER, NY · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 295 | 77.63% | 3.73% |
| 2020 | 102 | 83.33% | 10.78% |
| 2019 | 162 | 83.95% | 7.41% |
| 2018 | 275 | 81.82% | 7.64% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2012 | Satisfactory | Wholesale/Limited Purpose |
| Apr 2009 | Outstanding | Wholesale/Limited Purpose |
| Jul 2002 | Outstanding | Not Reported |
4 previous ratings locked — back to 1992
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