🏦Bank Scorer

This institution is no longer active

Operations ceased on October 25, 2019. CRA examination history below reflects the period it was active.

STATE BANK

GRESHAM, WI · Supervised by FDIC

Est. 1908FDIC #15,186RSSD: FDIC-15186
Part ofWEST END FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: February 2014

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.66%

Institution Profile

FDIC BankFind

Address

801 S. Main St, GRESHAM, WI

County

Shawano County

Established

October 23, 1908

Total Assets

$28M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2014

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2019Call Report / FDIC

Total Assets

$28M

Total Deposits

$24M

Net Loans

$15M

Net Income

$-349K

ROA

-1.66%

ROE

-14.49%

Risk-Based Capital

14.85%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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