This institution is no longer active

Operations ceased on December 16, 1991. CRA examination history below reflects the period it was active.

STANDARD STATE BANK AND TRUST

INDEPENDENCE, MO · Supervised by FDIC

Est. 1921FDIC #1,646RSSD: FDIC-1646

Part ofINDEPENDENCE FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: November 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.08%

Institution Profile

FDIC BankFind

Address

10725 Independence Avenue, INDEPENDENCE, MO

County

Jackson County

Established

January 1, 1921

Total Assets

$76M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 5, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1991Call Report / FDIC

Total Assets

$76M

Total Deposits

$69M

Net Loans

$38M

Net Income

$612K

ROA

1.08%

ROE

14.55%

Risk-Based Capital

14.10%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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