Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$508M
Total Deposits
$226M
Net Loans
$65M
Net Income
$3M
ROA
2.50%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.35%
Risk-Based Capital
32.72%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 34 | 94.12% | 5.88% |
| 2023 | 41 | 85.37% | 7.32% |
| 2020 | 85 | 85.88% | 5.88% |
| 2019 | 75 | 86.67% | 4.00% |
| 2018 | 58 | 75.86% | 17.24% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Outstanding | Small Bank |
| Jul 2022 | Satisfactory | Small Bank |
| Feb 2019 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1992
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Total Branches
3
Branch Deposits
$188M
1-Year Change
0
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