Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.1B
Net Loans
$887M
Net Income
$3M
ROA
0.99%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.54%
Risk-Based Capital
11.14%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 23 | 82.61% | 8.70% |
| 2023 | 26 | 80.77% | 7.69% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Satisfactory | Intermediate Small Bank |
| May 2020 | Satisfactory | Intermediate Small Bank |
| May 2017 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2007
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Total Branches
2
Branch Deposits
$945M
1-Year Change
0
5-year net change: -1 branches
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