SAINT LOUIS, MO · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$296M
Total Deposits
$258M
Net Loans
$220M
Net Income
$546K
ROA
0.73%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.05%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 48 | 64.58% | 16.67% |
| 2023 | 53 | 71.7% | 13.21% |
| 2019 | 72 | 72.22% | 11.11% |
| 2018 | 65 | 64.62% | 21.54% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2022 | Satisfactory | Small Bank |
| Mar 2020 | Satisfactory | Small Bank |
| Mar 2017 | Satisfactory | Small Bank |
9 previous ratings locked — back to 1993
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Total Branches
4
Branch Deposits
$270M
1-Year Change
0
5-year net change: -1 branches
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