🏦Bank Scorer

SPRINGFIELD FIRST COMMUNITY BANK

SPRINGFIELD, MO · Supervised by FDIC

Est. 2008FDIC #58,892RSSD: FDIC-58892
Part ofQCR HOLDINGS INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2017

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.23%

Institution Profile

FDIC BankFind

Address

2144 E Republic Rd, SPRINGFIELD, MO

County

Greene County

Established

October 24, 2008

Total Assets

$2.4B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2017

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 9 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$2.4B

Total Deposits

$1.8B

Net Loans

$1.9B

Net Income

$7M

ROA

1.23%

ROE

7.56%

Risk-Based Capital

14.18%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate5.82%Peer avg: 9.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

14

Branch Deposits

$1.9B

1-Year Change

0

5-year net change: +13 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202280876.24%5.82%
202172286.84%2.63%
202087884.05%4.44%
201946584.3%3.01%
201834288.6%1.46%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2011

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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