This institution is no longer active

Operations ceased on December 6, 2001. CRA examination history below reflects the period it was active.

SPRINGDALE BANK & TRUST

SPRINGDALE, AR · Supervised by FDIC

Est. 1911FDIC #11,249RSSD: FDIC-11249

Part ofARVEST BANK GROUP INC→ View all charters

Outstanding Same

Current rating · Exam: January 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.33%

Institution Profile

FDIC BankFind

Address

415 West Emma Avenue, SPRINGDALE, AR

County

Washington County

Established

May 6, 1911

Total Assets

$308M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 1, 1996

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2001Call Report / FDIC

Total Assets

$308M

Total Deposits

$255M

Net Loans

$235M

Net Income

$3M

ROA

1.33%

ROE

14.01%

Risk-Based Capital

11.77%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1993

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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