This institution is no longer active
This bank has been closed or merged. CRA examination history below reflects the period it was active.
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial, branch, mortgage lending, and complaint data not available
This institution does not have a matched FDIC certificate in our database. Call Report financials, branch footprint, HMDA lending data, and CFPB complaints are sourced via FDIC cert and cannot be displayed without it.
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2006 | Satisfactory | Small Bank |
| Dec 2002 | Satisfactory | Small Bank |
| Dec 1997 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1991
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/spratt-s-and-la" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: