Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.1B
Net Loans
$624M
Net Income
$3M
ROA
0.98%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.61%
Risk-Based Capital
16.21%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 743 | 78.06% | 11.17% |
| 2023 | 754 | 79.84% | 9.81% |
| 2022 | 915 | 81.75% | 7.43% |
| 2021 | 888 | 75.11% | 10.36% |
| 2020 | 1,024 | 76.37% | 10.45% |
| 2019 | 668 | 79.04% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2024 | Satisfactory | Intermediate Small Bank |
| Sep 2021 | Satisfactory | Intermediate Small Bank |
| Sep 2018 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1993
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Total Branches
11
Branch Deposits
$999M
1-Year Change
0
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| 8.38% |
| 2018 | 641 | 77.38% | 10.45% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red