Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$400M
Total Deposits
$347M
Net Loans
$254M
Net Income
$89K
ROA
0.09%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.14%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 2,769 | 78.51% | 7.15% |
| 2023 | 2,336 | 82.92% | 6.34% |
| 2022 | 3,069 | 86.64% | 5.67% |
| 2021 | 2,979 | 85.67% | 5.44% |
| 2020 | 3,097 | 83.92% | 7.14% |
| 2019 | 2,026 | 83.46% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2023 | Satisfactory | Small Bank |
| Jan 2017 | Satisfactory | Small Bank |
| Feb 2011 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1993
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Total Branches
7
Branch Deposits
$299M
1-Year Change
0
5-year net change: +2 branches
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| 8.19% |
| 2018 | 1,862 | 82.01% | 8.81% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red