This institution is no longer active
Operations ceased on June 17, 2016. CRA examination history below reflects the period it was active.
MOUNT PLEASANT, SC · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$473M
Total Deposits
$342M
Net Loans
$378M
Net Income
$2M
ROA
1.53%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.58%
Risk-Based Capital
17.50%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2014 | Satisfactory | Intermediate Small Bank |
| Apr 2011 | Satisfactory | Intermediate Small Bank |
| May 2007 | Satisfactory | Strategic Plan |
1 previous rating locked — back to 2001
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Established
Total Assets