This institution is no longer active
Operations ceased on May 6, 1994. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.1B
Net Loans
$792M
Net Income
$291K
ROA
0.10%
Below avg for Community banks. Peer avg: 0.90%
ROE
1.23%
Risk-Based Capital
12.26%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 82 | 68.29% | 13.41% |
| 2023 | 188 | 73.94% | 12.23% |
| 2022 | 321 | 76.95% | 7.79% |
| 2021 | 439 | 74.72% | 7.74% |
| 2020 | 705 | 66.52% | 10.21% |
| 2019 | 439 | 74.49% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 1993 | Satisfactory | Not Reported |
| Dec 1991 | Outstanding | Not Reported |
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/south-shore-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Address
County
Established
Total Assets
| 2018 | 352 | 80.97% | 8.52% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red