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This institution is no longer active

Operations ceased on June 28, 1996. CRA examination history below reflects the period it was active.

SOUTH BOSTON SAVINGS BANK

BOSTON, MA · Supervised by FDIC

Est. 1863FDIC #90,164RSSD: FDIC-90164
Satisfactory Up

Current rating · Exam: February 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.61%

Institution Profile

FDIC BankFind

Address

460 West Broadway, BOSTON, MA

County

Suffolk County

Established

March 3, 1863

Total Assets

$1.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1996

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1996Call Report / FDIC

Total Assets

$1.6B

Total Deposits

$1.4B

Net Loans

$318M

Net Income

$11M

ROA

2.61%

ROE

23.56%

Risk-Based Capital

28.61%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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