This institution is no longer active
Operations ceased on July 21, 1998. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$524M
Total Deposits
$444M
Net Loans
$403M
Net Income
$4M
ROA
1.64%
Above avg for Small banks. Peer avg: 0.44%
ROE
22.83%
Risk-Based Capital
12.66%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,097 | 81.31% | 11.49% |
| 2020 | 2,064 | 78.54% | 9.45% |
| 2019 | 1,590 | 74.59% | 12.39% |
| 2018 | 1,425 | 75.86% | 12.21% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 1996 | Outstanding | Not Reported |
| Jan 1994 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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County
Established
Total Assets