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This institution is no longer active

Operations ceased on August 9, 2014. CRA examination history below reflects the period it was active.

SIMMONS FIRST BANK OF SOUTH ARKANSAS

LAKE VILLAGE, AR · Supervised by FDIC

Est. 1962FDIC #18,590RSSD: FDIC-18590
Part ofSIMMONS FIRST NATIONAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: January 2011

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.16%

Institution Profile

FDIC BankFind

Address

417 Main Street, LAKE VILLAGE, AR

County

Chicot County

Established

September 19, 1962

Total Assets

$189M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2011

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2014Call Report / FDIC

Total Assets

$189M

Total Deposits

$167M

Net Loans

$110M

Net Income

$1M

ROA

1.16%

ROE

13.83%

Risk-Based Capital

14.22%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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