This institution is no longer active

Operations ceased on February 20, 2009. CRA examination history below reflects the period it was active.

SILVER FALLS BANK

SILVERTON, OR · Supervised by FDIC

Est. 2000FDIC #35,399RSSD: FDIC-35399

Satisfactory Same

Current rating · Exam: July 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -6.41%

Institution Profile

FDIC BankFind

Address

217 East Main Street, SILVERTON, OR

County

Marion County

Established

April 24, 2000

Total Assets

$134M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2007

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2008Call Report / FDIC

Total Assets

$134M

Total Deposits

$116M

Net Loans

$106M

Net Income

$-9,157K

ROA

-6.41%

ROE

-96.77%

Risk-Based Capital

3.87%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2002

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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