This institution is no longer active

Operations ceased on December 17, 1994. CRA examination history below reflects the period it was active.

SHORELINE BANK AND TRUST COMPANY

MADISON, CT · Supervised by FDIC

Est. 1986FDIC #26,671RSSD: FDIC-26671

Part ofLAFAYETTE AMERICAN B&T CO→ View all charters

Satisfactory

Current rating · Exam: December 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.72%

Institution Profile

FDIC BankFind

Address

Durham Road (route 79), MADISON, CT

County

New Haven County

Established

May 19, 1986

Total Assets

$51M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1994Call Report / FDIC

Total Assets

$51M

Total Deposits

$47M

Net Loans

$40M

Net Income

$277K

ROA

0.72%

ROE

10.62%

Risk-Based Capital

9.76%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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